Ensure Complete Protection and Safeguard Your Project From the Ground Up with Comprehensive Coverage

Builder's Risk Insurance in Ohio

Essential Protection for Your Construction Projects.

For contractors, developers, and property owners in Ohio, Builder's Risk Insurance (also known as Course of Construction Insurance) is a fundamental safeguard for your investments. At Arnold Insurance Agency, we are Ohio’s contractor insurance specialists, providing tailored policies to protect your construction projects from unforeseen damage or loss during the building process.

What Does Builder's Risk Insurance Cover?

Builder's Risk insurance provides comprehensive coverage for buildings and structures under construction, as well as materials and equipment on-site or in transit. It's vital for a wide range of projects, including:

  • New Ground-Up Construction

  • Residential & Commercial Developments

  • Major Renovations & Remodeling Jobs

  • Additions to Existing Structures

  • Tenant Improvements

  • Model Homes & Spec Builds

  • Temporary Structures & Materials on-site

Our policies can include coverage for risks such as:

  • Fire, Lightning, & Explosion Damage

  • Theft or Vandalism of materials and fixtures

  • Weather Damage (e.g., wind, hail, rain)

  • Collapse or Construction Accidents

  • Equipment & Materials in transit or storage

  • Optional "Soft Costs" Coverage: For expenses incurred due to construction delays (e.g., interest, permits, real estate taxes, advertising expenses).

Who Needs Builder's Risk Coverage in Ohio?

If you are involved in a construction project, this coverage is likely essential. We work with:

  • General Contractors

  • Property Owners & Developers

  • Real Estate Investors

  • Subcontractors are responsible for structural components

Why Choose Arnold Insurance for Your Builder's Risk?

Arnold Insurance Agency understands the unique risks of the construction industry in Ohio. We offer expertise, competitive rates, and responsive service to ensure your projects are properly protected.

We provide:

  • Tailored Construction Insurance: Policies built for your specific project needs.

  • Competitive Rates: Access to pricing from leading carriers.

  • Quick Quotes: Efficient process to get you covered fast.

  • Local Ohio Insight: Deep understanding of regional construction challenges.

  • Coverage Across Ohio: Serving Columbus, Cleveland, Cincinnati, and beyond.

Ready to protect your next construction venture?

Get a Free Builder's Risk Quote Today!