Protect Your Valuable Gear. Preserve Your Livelihood.
Tools & Equipment Insurance for Ohio Contractors
Protect Your Tools. Power Your Business.
As an Ohio contractor, your tools and equipment are the backbone of your business. If they're lost, stolen, or damaged, it can bring your operations to a grinding halt. That's where Arnold Insurance Agency comes in. We provide customized contractor tools and equipment insurance designed to keep your gear — and your business — protected, whether it's on the job site, in transit, or stored overnight.
We help Ohio contractors like you safeguard against theft, loss, or damage to everything from your essential hand tools and power tools to specialized machinery.
What Does Tools & Equipment Insurance Cover?
This crucial coverage protects your portable property used in business operations. If your gear is stolen, damaged, or destroyed, this policy helps you repair or replace it quickly, minimizing downtime and getting you back to work.
Typically Covered Items Include:
Power tools (drills, saws, grinders)
Hand tools (hammers, wrenches, tape measures)
Jobsite generators and compressors
Ladders, scaffolding, and workbenches
Rented, leased, or borrowed equipment
Protection Designed for Ohio Contractors
Arnold Insurance Agency policies are built to reduce risk and keep your projects moving smoothly. Coverage options may include:
Theft & Vandalism: Protection if your tools are stolen or intentionally damaged.
Accidental Damage: Coverage for tools damaged during use or transport.
Transit Protection: Ensures your tools are covered when moving between job sites.
Rented Equipment Coverage: An optional add-on for leased or rented gear.
Replacement Cost: Get the funds to buy new tools, not just their depreciated value.
Who Needs This Coverage?
If your business relies on tools or equipment on-site, this policy is essential. We serve a wide range of trades across Ohio, including:
General contractors
Electricians and HVAC technicians
Plumbers, framers, roofers, and painters
Remodelers and home builders
Landscapers and outdoor service providers
Why Choose Arnold Insurance Agency?
Arnold Insurance is proudly Ohio's top-rated agency for contractor insurance, trusted by trade professionals in Columbus, Cincinnati, Cleveland, Dayton, and beyond.
We offer:
Contractor-focused plans tailored to your unique needs
Competitive pricing from A-rated insurance carriers
Easy online quotes with no hassle
Fast claims support when you need it most
Local Ohio expertise you can rely on
Ready to protect your most valuable assets?